Accidental Death and Dismemberment Insurance

Qualified ministers may purchase coverage to provide assistance in the event of accidental death or dismemberment for themselves as well as for spouses and dependents. This coverage can be purchased in $50,000 increments up to $200,000 for the minister and up to $100,000 for eligible dependents.

Who is Eligible to Enroll in This Plan?

Each ordained elder, deacon, and district-licensed minister or full-time and full-livelihood* lay person who is an employee of a Nazarene church or Nazarene church agency located on a U.S. district that pays into the Pensions and Benefits Fund, who is active at work, and who is younger than age 75.

*Full-time service is defined as serving no fewer than 30 hours per week for no fewer than 30 weeks each calendar year in Nazarene churches or district offices on U.S. districts that pay Pensions and Benefits Fund allocations. Full-livelihood is defined as deriving no less than 50% of personal net income for the calendar year from the local church or district being served. For Evangelists, full-time and full-livelihood service is defined as no fewer than 30 Sundays or 26 revival events per calendar year (as defined by the General Board of the Church of the Nazarene) in Nazarene churches on U.S. districts that pay Pensions and Benefits Fund allocations.

What Are the Benefits Under This Plan?

You may purchase coverage for yourself in increments of $50,000 up to a maximum of $200,000. Dependent coverage can be purchased as follows, not to exceed ½ of the amount of the primary coverage purchased.

  • if the spouse is the only eligible dependent – in increments of $25,000
  • if children** are the only eligible dependents – in increments of $7,500
  • if both a spouse and children* are eligible dependents – in increments of $20,000 (spouse) and $5,000 (children).

**Children are eligible if unmarried, dependent (including stepchildren and legally adopted and foster children), and between the ages of 14 days and 19 years. Newly born children are automatically covered upon reaching 14 days of age. Children who are full-time students and dependent upon the insured member for at least one-half support remain eligible to age 23.

How Can I Enroll in This Plan?

If you meet the eligibility requirements as noted above, contact the Pensions and Benefits USA office for the necessary enrollment forms.

What Does it Cost to Enroll in This Plan?

Primary Coverage Available
Primary Annual Premium
Maximum Dependent Coverage Available
Dependent Annual Premium

When Does My Coverage Start?

Your coverage will start once all eligibility requirements are met, all required forms and payment is received, and approval by the insurance company.

Do I Have to Wait to be Covered?

There is no waiting period.

This Summary of Benefits explains the general purpose of the insurance described, but in no way changes or affects the policy as it is actually issued. In the event of any discrepancy between any of these documents and the policy, the terms of the policy apply. To receive more details or to ask additional questions please contact the Pensions and Benefits office.

Policy effective date January 1, 2009

Accidental Death and Dismemberment Insurance Application 200.17 KB

Choosing Your Life Insurance Beneficiary 64.39 KB

Beneficiary Change/Designation Form 630.98 KB